How can we
assist you?

asked about Buy Car

almost 8 years ago

Is it cheaper to lease or to buy?

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How can we
assist you?

1 Answer

0
Shah

With sky-high COE premiums and full bank loans being abolished, cars with OMV less than or equals to $20K are allowed to loan 60% (downpayment 40%) of the vehicle's price for a loan of 5 years. If the OMV is above $20K, the loan amount is 50% (downpayment 50%) and for 5 years of loan repayment.

For leasing, the leasing company will be responsible for expenses such as road tax, insurance and vehicle maintenance. Downpayment will be significantly lower compared to the downpayment of a purchase, and you also do not have to worry about settling the outstanding loan for the vehicle.

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almost 8 years ago